With 13 years as a licensed Mortgage Consultant and 8 years as a licensed Life Insurance Professional I offer:
Mortgages • Life Insurance • 401k Rollovers • Retirement Solutions • College Education Plans
Customers first
Clients who are happy with the Financial Strategies I helped them implement are more important to me than anything else. My goal is to make the financial review process as simple and worry-free as possible. I pride myself in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance to a lower mortgage rate, get a new home mortgage, home equity loan, second mortgage, Life Insurance or meet to review Retirement Solutions my purpose is to satisfy your needs. By putting you first, I assure you a pleasurable transaction.
Get fast answers
At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out my Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use my Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? My Loan Program page will help you find the right type of loan for you. Also, I'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
Did you know? “Good Faith Estimates” are NOT Guaranteed!
MY GUARANTEE
- Strongest Written Guarantee in the Industry!
- Rates Guaranteed not to Change!
- Costs Guaranteed to the Penny!
- Honest Advice and Education!
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I offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - I will find you the best rate and program for your situation. This can be your biggest purchase and asset, make sure you deal with someone you trust. I hope that you will allow that person to be me. Apply online today for a no-cost, no-obligation pre-approval!
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 Mortgage News Daily
Explaining The MBS Settlement Process - 15 hours ago
Posted To: MBS Commentary10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? So you're tellin' me MBS effectively erased all gains from the past two days?! Not exactly... I'll let AQ explain... -------------------------------------------- If you haven't read the following description of the agency MBS settlement process...please don't skip over it as it may save you from having to change your pants when next month's settlement rolls around. If you have read it...go over it one more time just to make sure the underlying logic is clear. The March FN 4.5 MBS coupon has...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings - 16 hours ago
Posted To: MND NewsWireCommercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great deal of discussion and conjecture about those loans in recent months, MBA updated an earlier " DataNote " analysis of commercial and multifamily mortgage data from the 4th quarter of 2008 with data from the same period in 2009. The report states that 56 percent of the assets held by banks and thrifts at the end of 2009 consisted of loans and leases, a category that includes 1-4 family mortgages, home equity loans, credit cards and other consumer loans, commercial mortgages, multifamily mortgages...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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