With 13 years as a licensed Mortgage Consultant and 8 years as a licensed Life Insurance Professional I offer:
Mortgages • Life Insurance • 401k Rollovers • Retirement Solutions • College Education Plans Customers first
Clients who are happy with the Financial Strategies I helped them implement are more important to me than anything else. My goal is to make the financial review process as simple and worry-free as possible. I pride myself in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance to a lower mortgage rate, get a new home mortgage, home equity loan, second mortgage, Life Insurance or meet to review Retirement Solutions my purpose is to satisfy your needs. By putting you first, I assure you a pleasurable transaction.
Get fast answers
At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out my Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use my Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? My Loan Program page will help you find the right type of loan for you. Also, I'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
Did you know? “Good Faith Estimates” are NOT Guaranteed!
MY GUARANTEE
- Strongest Written Guarantee in the Industry!
- Rates Guaranteed not to Change!
- Costs Guaranteed to the Penny!
- Honest Advice and Education!
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I offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - I will find you the best rate and program for your situation. This can be your biggest purchase and asset, make sure you deal with someone you trust. I hope that you will allow that person to be me. Apply online today for a no-cost, no-obligation pre-approval!
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 Top News
Mid-Day Recap: Labor Reports Send Markets into Freefall - 1 day ago
The pace of losses in the labor market had been moderating for four months but in June nearly half a million jobs vanished from the economy, in contract to widespread expectations. The Bureau of Labor Statistics said 467,000 jobs were lost, pushing the unemployment rate to 9.5%, the highest in 26 years.?The heavy loss of jobs in June is a warning that the road to recovery will be bumpy, but doesn't yet indicate that we have gone off the track? . . . ...(read more)
The Day Ahead: Markets Hesitant Ahead of Employment Data - 1 day ago
Markets are edging lower ahead of the 8:30 release of Nonfarm Payrolls. A lot is hanging on this report as many forecasts for the economy are dependent on the direction of the labor market. Many look for signs of stabilization after last month?s downside surprise, but signs of a recovery have been far from evident in the weekly Jobless Claims numbers or the ADP private employment report. The consensus looks for 325,000 jobs to have vanished this month, with forecasts ranging between 225,000 and 435,00...(read more)
HARP Guidelines Allow for 125% LTV. Originators Still Skeptical - 2 days ago
The Home Affordable Refinance Program was designed to assist borrowers who have demonstrated an acceptable payment history on their existing Fannie Mae or Freddie Mac owned mortgage loan. Unfortunately due to rising unemployment levels and increasing foreclosure rates, demand for housing has weakened and property values have continued to decline, which has blocked many borrowers from utilizing HARP....(read more)
Mortgage Performance: Fighting Rising Rate of Foreclosures with Loan Modifications - 2 days ago
A joint report from the OCC and OTS, which includes 64% of all outstanding mortgages, shows that instances of delinquency continued to increase in the second quarter. Particularly of note is the increasing growth rate of delinquencies among loans backed...(read more)
Mixed Data for Real Estate, ISM Index Improves - 2 days ago
Three data releases at 10:00 failed to sing in tune with each other. A key indicator of output showed some improvement but is still contracting overall, and while contracts for home purchases are on the rise, spending on the construction of new homes it at historic lows....(read more) |
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